If you were to become disabled today would you know exactly how much money you would receive from Social Security ?
Some time once a year, every person living in the USA should receive a statement from The Social Security Admninistration that lists how much you would receive today should you become disabled.
This tool that's provided to you every year, is extremely valuable in helping you to evaluate how much monthly income you'd have if you were approved by The Social Security Administation for disability benefits.
There are a few things you need to keep in mind when viewing this report. First of all, remember that it'll take a minimum of 18 to 24 months of receiving no income whatsoever (because of your disability) before you'll even start receiving any income whatsoever from The Social Security Administration. Secondly, there's a point in time where you'll have to make a decision that will change you life. Is the pain that I now have painful enough that I can't work anymore and I don't have a choice but to wait the 18 to 24 months, or is the pain manageable with either over the counter or prescription medications.
If the pain can be managed with medications and you can continue working, but in a limited capacity, then you need to confront your employer to see if you can continue working for that employer in a new and limited capacity.
This tool that's provided to you every year, is extremely valuable in helping you to evaluate how much monthly income you'd have if you were approved by The Social Security Administation for disability benefits.
There are a few things you need to keep in mind when viewing this report. First of all, remember that it'll take a minimum of 18 to 24 months of receiving no income whatsoever (because of your disability) before you'll even start receiving any income whatsoever from The Social Security Administration. Secondly, there's a point in time where you'll have to make a decision that will change you life. Is the pain that I now have painful enough that I can't work anymore and I don't have a choice but to wait the 18 to 24 months, or is the pain manageable with either over the counter or prescription medications.
If the pain can be managed with medications and you can continue working, but in a limited capacity, then you need to confront your employer to see if you can continue working for that employer in a new and limited capacity.